The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

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最常見的貸款選擇類型是傳統的固定利率抵押貸款，包括每月支付的本金和利息，在貸款期限內永遠不會改變。

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Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i...

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可調利率抵押貸款包括根據當前市場狀況在貸款期限內變動的利息支付。通常，這些貸款帶有固定利率...

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Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...

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只付利息的抵押貸款是指借款人每月僅根據貸款產生的利息而不是本金支付特定利息的房屋貸款...

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Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...

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分期付款抵押貸款是指抵押貸款在預定的時間段（例如五年或十年）內每年增加的貸款，並且……

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